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Online shopping is extremely convenient, but it is more likely to lead to overspending than in-store shopping. Most products sold on the internet are less expensive, and it’s all too easy to get carried away with buying everything in just a few clicks. As more and more consumers are turning to online shopping nowadays, the challenges for budget-conscious shoppers are increasing. The loss of face-to-face shopping with sales representatives makes haggling almost non-existent or the inability to check personally the item can result in buying poor quality products. Whether you are using a debit or credit card, shoppers, especially the novices, need not worry because there are many tips you can follow to enjoy big savings while shopping securely.

Plan ahead

Shopping online can easily put a dent in your pocket as compared to shopping from store to store. This is the reason why it is very important for online shoppers to plan ahead. List down all the items you want to purchase. That way, you know exactly what you want to buy and the temptation to look around endless promotions being offered will be lessened.

 Save money on shipping costs

Some online stores provide free shipping, while others require you to spend a certain amount to avoid paying the shipping fee. Many also waive the shipping fees when it is your first time to shop with them. You can also choose to pick up your order at the shop’s office address to avoid paying for the courier. Keep an eye out for scheduled promotions that include free shipping so that you can purchase the products you want during the promotion period.

Sean Martin D. Plantado, head of Customer Care notes that loan without collateral has become a part of people’s lives. The number of people shopping online is increasing dramatically, creating a high demand for companies that offer door-to-door delivery.

Look around

This will take some time and effort, but if you are determined to get a good deal, you can use price comparison websites. The results will show all of the online stores that sell the product, as well as the price. You can then decide whether or not the free shipping offer from your favorite online store is worthwhile, given that most shops that offer free shipping tend to have higher prices than those that do not.

Keep an eye out for special offers

Promo codes, vouchers, and coupons are typically distributed by email or social media. Sign up for emails to receive regular updates on discount coupons and vouchers. Follow your favorite store’s social media page to be among the first to learn about exclusive promotions and free shipping offers. Many retailers use their social media channels to promote their new product launchings and other upcoming sales. You will have early access to sales and discounts that don’t get widely publicized on their e-commerce sites or in print circulars.

Examine product reviews

One disadvantage of online shopping is that you cannot be certain of the size or quality of the product. Even with the photos and product information available, it is a good idea to read the customer reviews. You may be considering purchasing an item only to discover that it is of poor quality and thus not worth your money. You not only save money, but you also avoid the hassle of returning or disputing the product you purchased. Always keep in mind that it may take some time for online stores to process a product replacement or refund your money. Moreover, smart shoppers only purchase a product after knowing how it is going to work for them. They read everything, the good and bad reviews, before pulling out their wallet.

Examine the Return Policy

Understand your consumer rights and the return policy of your favorite store. Some of them provide free returns. Knowing your shop’s policy can help you save money and time if you need to file a dispute for faulty products or services that do not meet expectations.

Transact only with secure websites

Never give your credit or debit card information to an unsecured website. Online stores typically have a redirect URL that begins with “https:,” indicating that the personal information you enter will be transmitted securely. Furthermore, when paying online, use your own device because there are numerous ways to obtain all of the personal information you entered, even after you have deleted it. You should also avoid using public WiFi because you can never be certain of the network’s security.

Online shopping provides more options and lower prices. Learn to be extra cautious and adhere to the above guidelines so you never have to pay more than you should or compromise your security again.